Real Estate Capital Management

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Commercial Equity Insurance

Products & Services

Commercial Equity Insurance protects the client's equity in the event a specific property is unable to maintain a positive debt coverage ratio (DCR), resulting in the property's inability to service the current debt. If unable to make debt payments, RECM will arrange to carry payments for a specified duration; thus providing ample opportunity for the client to recapitalize the property or restructure the debt. This product will be offered exclusively to RECM originated transactions.

Benefits
  • Minimizes risk of default
  • Increases confidence of primary lender(s)
  • Ensures project success
  • Provides additional time for recapitalization/restructure
Requirements
  • Must be an RECM originated transaction
  • Conduit loans with more than one year outstanding will not qualify